First Call Mortgage Company is the premier FHA mortgage lender in NH and MA.  We have an entire department dedicated to not only getting you the very best FHA mortgage loan but also educating each borrower about the benefits of an FHA mortgage and the differences between FHA and conventional mortgages.  Unlike other government loans FHA has no income limitations so it is easier than ever to qualify for the mortgage loan amount that you need.

Have you heard of an FHA streamline refinance?  At First Call Mortgage we can show you the ins and outs of these low document refinances offered by FHA.  Streamline FHA refinancing requires NO: Credit Underwriting, Qualifying Debt Ratios, Credit Check or Income Verification.  You must currently have an FHA mortgage and you have to be current on your payments.  Call Justin Perry today to see if you qualify for this great program.

FHA also makes home buying easier than ever.  In most cases you can purchase a home with as little as 3% down with an FHA mortgage.  FHA mortgage rates are some of the most attractive mortgage interest rates in NH and MA.  FHA allows borrowers to buy a home with less money into the transaction than almost any other program on the market. 

FHA does not limit you to only a single family home.  In fact, as long as you plan on occupying the property as your primary home, FHA will finances properties with up to four units.   FHA will also lend mortgages on condos and they will even lend on mobile homes just as long as they are on their own land and not in a park. 

You can choose from fixed rates or adjustable rates amortized over your desired time line.  FHA even has a product that allows you to purchase a property that needs to be renovated and they will lend you the funds necessary to complete all the renovations before you move in. 

FHA does what others won't and First Call Mortgage can guide you from start to finish with FHA financing.  If you or someone you know could benefit from an FHA mortgage, please feel free to call or e-mail me anytime at no cost or obligation to you.

Why else should you look into an FHA Mortgage?

Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans with lower qualifying requirements so its easier for you to qualify.

Dependability - The FHA has been in existence since 1934 and will continue to be around to protect home owners when others won't.  If you run into hard times and are having trouble making your mortgage payments, FHA has programs in place to help you avoid foreclosure.

Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its easier for you to qualify for an FHA loan than a conventional loan.

Low Downpayment - We have a low 3% downpayment, and that money can come from a family member, employer or charitable organization. Other loans don't allow this.

Costs Less - Many times, FHA loans have competitive interest rates because the loans are insured by the Federal Government. Always compare an FHA loan with other loan types.