The most common question I have been receiving lately from my clients is, "What mortgage programs are left?" Of course if you have excellent credit and a 20% down payment the world's doors are still open to you and just about any bank with money to lend will be happy to extend you a mortgage. But what about people who either don't have a 20% downpayment or they just don't want to put all their savings into their home in the form of a down payment? FHA! It is still the best product available. There are so many great things about FHA mortgages but let me start with the negatives:
Now for the positives for FHA:
As you can see the benefits of FHA mortgages heavily outweigh any negatives. If you or someone you know would like to learn more about whether or not an FHA loan is right for you please call or email me anytime.
Licensed by the New Hampshire Banking Department NMLS License #28231
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